Assisted Living is not always affordable for all budgets.
When you are faced with this situation, assessing your needs and finding a solution to fit your budget can be a challenge. It is important to look at a variety of options for your care. The resources below are a good place to start so you can develop a plan to get the assistance you need.
Except in limited circumstances, Med-Cal, Medicaid and medical insurance (other than long term care insurance) does not cover the cost of assisted living. That said, some states do offer different types of programs and there are also special programs, like the ALW program (Assisted Living Waiver) in CA.
When assisted living is not within your budget, first, explore all options with your family and friends. Your family may have no idea of the extent of your struggle and may be willing and happy to help in some way.
If financial and/or physical assistance from family and friends is not an option or not enough, begin by learning about Benefits Options from National Council on Aging.
Assisted Living Waiver (ALW):
This program accesses Medi-Cal funds to pay for assisted living.
Assisted Living Waiver Program
For Older Adults
There are many non-profit organizations that serve older adults. Some provide specific resources and other cover a myriad of different services that help older adults. From Meals on Wheels to Adult Day Centers to finding volunteer help. Search links below
Maybe you just need help with a meal or nutrition, or you have set up other services, but they fall short in helping you get a healthy meal.
This program may be for you! Meals on Wheels
